DisabilityBroker.com
Medical Professionals
Physicians & Medical Professionals

Disability Insurance for Physicians & Medical Professionals
We Underwrite All Medical Occupations

ESTABLISHED PHYSICIANS & PROFESSIONALS
Your income will determine the amount you qualify for.

Maximum Monthly Benefit Issued (may vary by occupation and state)
Issue Limit
(with one policy)
Participation Limit
(with two policies)
Participation Limit
(with two policies & group LTD coverage)
Basic Benefit CAT
Rider

Combined
Benefit

Basic
Benefit
CAT
Rider
Combined
Benefit
Basic
Benefit
CAT
Rider
Combined
Benefit
16,000 10,000 26,000 25,000 10,000 35,000 25,000 10,000 35,000

Click here to learn more about the Catastrophic Disability Rider (CAT Rider) »

Amounts vary based upon your medical specialty, age, and state.

MEDICAL STUDENTS
Still in school or post-graduate training?
We look at your Potential income rather than Current income.

Monthly Benefit Issued
$2,500 Fourth-year medical or osteopathic students
$1,500 Third-year medical or osteopathic students
$2,500 Final semester dental students
$1,000 Podiatry students
$2,000 Veterinary students

Medical Student Disability Insurance

FELLOWSHIP / RESIDENTS
Professionals still in Residency or Fellowship can be considered for these amounts.
These amounts are in addition to any group coverage in force.
We look at your Potential income rather than Current income.


Physicians and Osteopaths
Issue Limit
(residents / fellowship policy)
Basic Benefit CAT Rider Combined Benefit
5,000 2,000 7,000
Disability Insurance for Fellows

Fellowship Disability Insurance
Dentists
Issue Limit
(residents / fellowship policy)
Basic Benefit CAT Rider Combined Benefit
3,000 2,000 5,000
Veterinarians & Podiatrists
Issue Limit
(residents / fellowship policy)
Basic Benefit CAT Rider Combined Benefit
2,000 2,000 4,000

PROFESSIONALS JUST ENTERING PRACTICE
Certain professionals just entering practice without a guaranteed income.
They can be considered for these amounts.


Physicians and Osteopaths
Issue Limit
(first year practice)
Basic Benefit CAT Rider Combined Benefit
6,000 2,000 8,000
Dentists
Issue Limit
(first year practice)
Basic Benefit CAT Rider Combined Benefit
4,000 2,000 7,000
Veterinarians
Issue Limit
(first year practice)
Basic Benefit CAT Rider Combined Benefit
3,000 2,000 5,000
Podiatrists
Issue Limit
(first year practice)
Basic Benefit CAT Rider Combined Benefit
3,000 2,000 5,000
Business Overhead Expense - Disability Overhead Expense
Monthly Expense Benefit
(first year practice)
10,000 (toward covered monthly business expenses)
Disability Insurance Podiatrists

Disability Overhead Expense

Click here to find out more about Business Overhead Expense coverage »

Click here to learn more about the Catastrophic Disability Rider (CAT Rider) »

Higher Limits can be considered if starting practice with a guaranteed income.

Click here to learn more about the American Medical Association sponsored disability coverage »


Click here to request a quote.

Click here to go to our main website and learn about all of our services.

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